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Insurance company will not cover ANY of my mods. :-(

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Old 05-02-2002, 09:57 AM
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Default Ya but I didn't know I needed it in advance. In teh past, with another company.....

I've never needed it. They just asked for my receipts after the fact and covered everything.
Old 05-02-2002, 09:57 AM
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Default I take it you didn't have one? That is a hard lesson to learn Mark....

Sorry bout that. Perhaps other on this board can learn from you unfortuante experience. But you can harvest some of the mods from the car correct? Stage 3 is still good I assume
Old 05-02-2002, 09:58 AM
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I have state farm as well, that is good to hear, got reciepts, i better take some photos, eh?
Old 05-02-2002, 09:58 AM
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Sameer - am I OK to just give them the stock parts ina box or does the car have to be in stock form?
Old 05-02-2002, 10:01 AM
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Default If they said "replaced" and not "reinstalled" I'd go with nicely boxed and labled and plead

ignorance if something comes up about it.
Old 05-02-2002, 10:03 AM
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my insurance company said to inform them of any mods
Old 05-02-2002, 10:04 AM
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Default If the language says replaced them provide in a box...reinstalled, then put back in...

presumably they will just sell the car off to a yard that will pull the stuff off anyways, you are just saving the junker time and effort.

Surprisingly, JustDave has the right answer, isn't that a first for him or something?
Old 05-02-2002, 10:06 AM
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yuck...this makes me want to look at my insurance company's "mod coverage"
Old 05-02-2002, 10:33 AM
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hey sameer, you have the reciept on the evos?
Old 05-02-2002, 10:45 AM
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Default hmmm.

well we both know your "modifications" were more extensive then mine but when I totaled my car I took anything and everything that wasnt bolted down and some stuff that was. I didnt even leave a stock ECU in it. Also they gave me extra $ for the few mods that I did claim with reciepts like the bumper and euros. What they are doing to you just doesnt sound right to me. I mean, are they really goint to inspect the car and make sure everything is there? I dont even think the claims guy even looked at my car after I stripped it... they had already decided how much they would give me for it.


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