Originally Posted by adamvincent617

Lightstream will beat any offered rate by 10 basis points, so as long as you can find a lower rate offer, they will match it and beat it by .10%. All you have to do is provide them a letter from the lender stating approved rate and term.

Benefit in my eyes with Lightstream is that the loans they offer with top tier credit profiles are unsecured, so you hold title to the car from Day 1. Only thing to note with that is that you can't get gap coverage on your loan, so you will need to make sure your auto insurance policy offers new car replacement to make sure you are covered if the car is totaled in the first year.

Originally Posted by erwheezy

Hoping that rates don't skyrocket in the next few months. expecting delivery in July

Originally Posted by erwheezy

Hoping that rates don't skyrocket in the next few months. expecting delivery in July

Originally Posted by hammer413

You can still apply for the loan, can't you? We ordered our Q7 in January and applied for financing with Pen Fed a week later. Our loan was approved, rate locked in but they wouldn't issue the check until the VIN was available.

Originally Posted by hammer413

You can still apply for the loan, can't you? We ordered our Q7 in January and applied for financing with Pen Fed a week later. Our loan was approved, rate locked in but they wouldn't issue the check until the VIN was available.