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Anyone buy an extended warranty?

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Old 11-12-2013, 12:51 PM   #1
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Default Anyone buy an extended warranty?

I am thinking about this. I plan to keep my S6 for 6 years. 6yr/72000 mile warranty is $2500. Is it worth it? Opinions requested.
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Old 11-12-2013, 01:39 PM   #2
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On most things I don't buy warranties. But, in this case, I talked to a few friends and decided to buy it. I got 7 year 70000 mi for 2900. I usually keep my cars for a long time and I don't put hi mileage on them. One bad thing after the four years is up and Ill wish I had it! It is a very complicated car..expensive to fix. Audi labor 140 per hour

Now if I get the tune and void drivetrain warranty, I may get them to refund me, because the drivetrain is where the expensive repairs are likely to occur. You can always get a prorated refund on it if you decide to change your mind. It is a good selling point as well, should you opt for no refund if you sell it.
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Old 11-12-2013, 02:20 PM   #3
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I negotiated Audi Care into my deal but that was it. I don't plan to keep the car that long but if I do I can always buy the extended warranty later right? I do know one thing, don't buy anything until you know exactly what it covers and when.
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Old 11-12-2013, 02:30 PM   #4
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I have Geico insurance and added the optional Mechanical Breakdown coverage as an alternative to an extended warranty. It costs me about $58 extra per 6 months on my policy, and covers anything the factory warranty covers for 7 years or 100,000 miles. There is a $250 deductible on any repairs covered. Maintenance & wear/tear items are not covered, just like any other warranty.
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Old 11-12-2013, 03:13 PM   #5
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I got the extended but mine was $3,800. It is worth it to me for two reasons. 1 if something goes wrong it will be way more than $3,800 and 2 I usually trade cars every couple of years and will get some of it back. It is worth the piece of mind.
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Old 11-12-2013, 03:58 PM   #6
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I bought an extended warranty for $2900 for the 7 year 70k coverage. I like to have a long love affair with my cars, and for my taste, there is just too much risk in owning these expensive highly complex cars beyond the original factory coverage without one.
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Old 11-12-2013, 04:23 PM   #7
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Originally Posted by MalibuCANE View Post
I negotiated Audi Care into my deal but that was it. I don't plan to keep the car that long but if I do I can always buy the extended warranty later right? I do know one thing, don't buy anything until you know exactly what it covers and when.
You can buy Audi's extended warranty later but it will likely cost you twice as much than if you buy the coverage when the car is new. However, my understanding is that if you buy the coverage now at the lower rate and don't use the coverage (you sell/trade-in the car) Audi will cancel your coverage at your request and provide you with a prorated refund. Obviously there is no one right answer and you need to weigh the risks and costs associated with these choices. Your dealer should be able to provide you with the info you need so that you can make a decision that's right for you.
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Old 11-12-2013, 04:46 PM   #8
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My wife just bought the extended warranty for her M5 from USAA which is Assurant. I looked at costs for my S6 and compared them to the Audi warranty. Not only was it cheaper but it covered a lot more including the expensive electronics like LED headlights and ACC. However, it was a lot more punitive with mods. Any changes to anything will void the entire warranty, related or not.
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Old 11-12-2013, 05:56 PM   #9
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Bummer that - I was starting to think about getting the USAA deal, but if they're going to deny me coverage because of a couple of minor mods like intake & exhaust (and wheels?), then I'll have to look elsewhere.
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Old 11-12-2013, 06:06 PM   #10
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Originally Posted by carnuts3 View Post
You can buy Audi's extended warranty later but it will likely cost you twice as much than if you buy the coverage when the car is new. However, my understanding is that if you buy the coverage now at the lower rate and don't use the coverage (you sell/trade-in the car) Audi will cancel your coverage at your request and provide you with a prorated refund. Obviously there is no one right answer and you need to weigh the risks and costs associated with these choices. Your dealer should be able to provide you with the info you need so that you can make a decision that's right for you.
My dealer tried to sell me a $7,000 service plan on my wife's 42 month lease. I don't trust my dealer.
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Old 11-13-2013, 02:18 AM   #11
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Originally Posted by gatorguy7 View Post
My wife just bought the extended warranty for her M5 from USAA which is Assurant. I looked at costs for my S6 and compared them to the Audi warranty. Not only was it cheaper but it covered a lot more including the expensive electronics like LED headlights and ACC. However, it was a lot more punitive with mods. Any changes to anything will void the entire warranty, related or not.
So are you saying that the Audi extended warranty doesn't cover LED headlights, etc. This is precisely the reason I want the extended warranty !!!!
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Old 11-13-2013, 04:29 AM   #12
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Originally Posted by Vijay View Post
So are you saying that the Audi extended warranty doesn't cover LED headlights, etc. This is precisely the reason I want the extended warranty !!!!
Correct. FYI, the "Audi Pure Protection" plans are not Audi factory warranties, they are third party, i.e. Fidelity. There are typically three or four levels available with "Platinum" being the most comprehensive (and most expensive).

from Fidelity:
http://fd-warranty.com/audi/coveragelevels.html

Platinum:
In addition to offering the same features of the Powertrain, Silver, Gold, and Gold Plus, Platinum coverage expands to cover virtually all assemblies of your vehicle, giving you the "Ultimate Peace of Mind" protection.
Platinum coverage is "Exclusionary" which is the type of plan commonly referred to as "Bumper-to-Bumper" coverage, so it's actually easier to list what isn't covered. Here is the list of exclusions:

"Under Platinum coverage the following components are excluded:
Brake linings, brake drums and rotors, disc brake pads, standard transmission clutch components, air bags, solar powered devices, hinges, glass, lenses, sealed beams, trim, moldings, door handles, lock cylinders, tires, wheels, batteries, light bulbs, upholstery, paint, bright metal, freeze plugs, heater and radiator hoses, exhaust system, shock absorbers, audio, security or other systems not factory installed, work such as front-end alignment or wheel balancing, constant velocity joint boots, safety restraint systems, cellular phones, electronic transmitting devices (except for those specifically listed under Silver, Gold, or Gold Plus coverage), radar detectors, appliances, near object avoidance systems and all laser radar cruise control components, vinyl and convertible tops".

Note that besides headlights, "near object avoidance systems and all laser radar cruise control components" are also excluded which would mean ACC, Side Assist, Innovation IR detection, lane assist, parking sensors and presumably cameras would not be covered.
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Old 11-13-2013, 08:25 AM   #13
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I negotiated the extended warranty thrown in as part of the deal.
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Old 11-13-2013, 08:57 AM   #14
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I leased for 48 months to avoid any out of warranty issues. The last thing I want is this car out of warranty. Plus I'm sure I'll be ready for something else by then. I figure some stage 2 or 3 tuning packages will keep me busy for a while :-)
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Old 11-13-2013, 01:21 PM   #15
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Originally Posted by qqq1970 View Post
I negotiated the extended warranty thrown in as part of the deal.
I'm sure you got a great deal on your purchase but an extended warranty, Audi Care or an Audi baseball cap has a cost to the dealer. In reality, anything "thrown in" is really a further discount equivalent to the dealer's cost of the item. Theoretically, one could negotiate their cost amount with a discount on the price or increased trade-in value. If the dealer has to pay for it, at the end of the day, it ain't free.
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Old 11-13-2013, 01:32 PM   #16
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Originally Posted by Vijay View Post
So are you saying that the Audi extended warranty doesn't cover LED headlights, etc. This is precisely the reason I want the extended warranty !!!!
Exactly. The only reason I would really want a warranty on this car would be for the electronics which are not covered.
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Old 11-13-2013, 02:13 PM   #17
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Exactly. The only reason I would really want a warranty on this car would be for the electronics which are not covered.
Exactly.

That's why I'm paying for the Geico insurance. It does cover electronics.
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Old 11-13-2013, 08:18 PM   #18
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I have to make a correction to my previous post re the Audi Pure Protection Fidelity warranty "near object avoidance systems and all laser radar cruise control components" not being covered. Apparently, their online info has not been updated and that exclusion line has been omitted in the sample contract I was sent. Those items would be covered with the Platinum warranty. All headlights are still excluded.

However, I did notice another clause in the contract that gives me pause. It basically states that components that would otherwise be covered can be determined to be wear items and not covered after 50K miles. This is concerning as it gives the insurer an out at 50K miles and the ability to refuse coverage. There is also a vagueness on which other parts they can apply this to with the phrase, "...not limited to..".

I was considering an extended warranty but am now having second thoughts.

On Page 5, #20 in the contract (all policies including the top Platinum):

THE FAILURE OF A COVERED PART DUE TO A GRADUAL REDUCTION IN OPERATING PERFORMANCE AS A RESULT OF NORMAL WEAR AND TEAR FOR VEHICLES WITH 50,000 MILES OR GREATER. PARTS SUBJECT TO THIS PROVISION SHALL INCLUDE, BUT ARE NOT LIMITED TO: STEERING AND SUSPENSION BUSHINGS, BALL JOINTS, TIE ROD ENDS, STEERING AND SUSPENSION LINKS, AND STEERING ARMS.

Then there's this exclusion:

BURNT VALVES, WORN OR CARBON FOULED PISTON RINGS, THE CORRECTION OF OIL CONSUMPTION, OR ANY REPAIRS FOR REDUCTION IN ENGINE EFFICIENCY THAT MUST BE PERFORMED ON YOUR VEHICLE;
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Old 11-14-2013, 03:13 AM   #19
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Originally Posted by snagitseven View Post
I have to make a correction to my previous post re the Audi Pure Protection Fidelity warranty "near object avoidance systems and all laser radar cruise control components" not being covered. Apparently, their online info has not been updated and that exclusion line has been omitted in the sample contract I was sent. Those items would be covered with the Platinum warranty. All headlights are still excluded.

However, I did notice another clause in the contract that gives me pause. It basically states that components that would otherwise be covered can be determined to be wear items and not covered after 50K miles. This is concerning as it gives the insurer an out at 50K miles and the ability to refuse coverage. There is also a vagueness on which other parts they can apply this to with the phrase, "...not limited to..".

I was considering an extended warranty but am now having second thoughts.

On Page 5, #20 in the contract (all policies including the top Platinum):

THE FAILURE OF A COVERED PART DUE TO A GRADUAL REDUCTION IN OPERATING PERFORMANCE AS A RESULT OF NORMAL WEAR AND TEAR FOR VEHICLES WITH 50,000 MILES OR GREATER. PARTS SUBJECT TO THIS PROVISION SHALL INCLUDE, BUT ARE NOT LIMITED TO: STEERING AND SUSPENSION BUSHINGS, BALL JOINTS, TIE ROD ENDS, STEERING AND SUSPENSION LINKS, AND STEERING ARMS.

Then there's this exclusion:

BURNT VALVES, WORN OR CARBON FOULED PISTON RINGS, THE CORRECTION OF OIL CONSUMPTION, OR ANY REPAIRS FOR REDUCTION IN ENGINE EFFICIENCY THAT MUST BE PERFORMED ON YOUR VEHICLE;
It is strange that a warranty does not cover headlights yet Audi's Term Care Select maintenance plan covers complete headlight replacement under it's term.
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Old 11-14-2013, 04:25 AM   #20
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It is strange that a warranty does not cover headlights yet Audi's Term Care Select maintenance plan covers complete headlight replacement under it's term.
Not really. Fidelity'sTerm Select (it's not Audi's and only available to cars under 10K miles) provides a more expensive level of warranty protection above the Platinum program. If you spend enough money, you can get headlights and some other items covered.
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Old 11-14-2013, 04:25 AM
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