DeXel

$29,000 is a lot for Premium Plus. My fully loaded Prestige is about $29,500 after 3 years and 12k miles with under $600 payments, and the real market value is even lower at least in my area.

farmerjones

What you really need to decide here is if the purchase price of your off-lease car is a good value....can you buy a used car from your dealer that is a CPO with extended warranty for less money? THAT is the million dollar question.

I considered buying my TT off-lease. Currently used cars that have HALF as many miles as mine WITH CPO can be found advertised on the interest for thousands of dollars less than my residual value....and that's before even negotiating.

You need to decided if your residual value reflects the car's value. Maybe with your low miles it is. If not, then it's not a really great "deal" to buy your car if you are "overpaying" for it. Only you can decided if knowing how it was maintained/cared for by you is worth that "premium" to overpay compared to something the dealer has used on the lot.

I'm guessing you can lease a new car with identical options for notably less than you are paying right now on your current car. You didn't get a "great" lease deal because the model was so new back then. Now, Audi is desperate for sales and is giving away A4s. Plus, explore doing a lower mileage lease, you can go bellow 12,000 miles and save even more money. I'd seriously look at a new lease so I know those numbers before I made any decision on buying mine. You will indeed be spending a lot of money on brakes/fluids/tires/etc on your current car, money that could all go towards a new lease.

VM

What are the taxes like in your jurisdiction? Here, there's always a 13% sales tax on all vehicle sales, including private ones...

So, if I buy a used car that's worth $30K, I'm paying another $3900 in tax above that. If I sell/trade the car in next month for $29K (and that person will pay $3770 in tax), I'm actually out... $4900 on the deal.

In my mind, that means that buying an off-lease car to keep it for an extra year or two here is... insanely idiotic, because you're losing too much money on the taxes. So I would say that for it to make sense to buy your end-of-lease car, you'd need to keep it a further 4 years... and, at that point, you add up the car cost + tax, expensive maintenance items, warranty (if applicable - to have an apples-to-apples comparison with a new leased car you should really price in an extended warranty), minus what you think an 8 year old A4 will be worth... and compare that to the cost of another lease, and in my mind you're better off just leasing another car.

VM

I feel like they're not giving them away here. 3.9% lease rate over 36-48 months, who knows what the residuals are like, and free AudiCare. Maybe there are some secret incentives on top of that. I think my lease rate in summer 2016 was 3.9% (before MSDs), so...

(Note to Americans - leases here work differently and have interest rates, not 'money factors' like yours...)

chompers

if they are, i wished i knew that a couple months ago to negotiate better

A4Driver

Taxes where I live are 6.25%. That may seem low to some people, but for many years our sales tax was 5%, until some brilliant lawmakers decided to raise it.
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VipinLJ

Obsidian3K

The 2019s have just (finally!) arrived, so rates are at their highest. 2018s dropped to 2.9% 2 months after arrival, to 1.9% at the 6-month mark, and then sat at 0.9% all the way through January, after which it looks like incentives ended entirely. On the finance side, those rates were accompanied by at least $1K, $2K and $3K of cash respectively. There's no guarantee that the 2019s will follow the exact same curve, but they'll definitely be cheaper in the summer than they are now.