LoL I hear u.

Income alone does not make the call. You have to also look at cost of living for
 

a particular city. That can make a difference. A good example would be that New Orleans has a far lower cost of living than Newwwww Yorkkkkk Cityyyyy or Orange County:-) I say if you can comfortably afford a particular want and it doesn't affect your ability to provide other wants to yourself and family. GO FOR IT! If it is not really practical and may affect your ability to provide for needs you would be a fool to buy the car. There is a big difference between wants and needs. I am lucky enough not to have any needs only wants. I have to assume that most of the current and future RS4 owners are the same.

LoL :) true true

You can live in your car but can't drive your house:^)

you're assuming the value of the property isn't increasing....
 

...in most cases these days, the value of the property is increasing at a rate higher than the mortgage interest rate. So paying off the note still makes a lot more sense than putting that cash into a vehicle.

Well put.. cost of living matters..
 

But also, NY and big metro areas tend to pay a lot more in order to support the cost of living. Not always though, it depends on your profession obviously.

Enh, I dunno dude.. property values are not increasing that fast anymore..
 

Depends on your market, and with rising interest rates I'd say this is not a good way to put your money to work for you.

85 grand? wanna run that math for me?

Sure, it's the 1st derivative over the interval from 0 to pie/2 * sq rt. of after-tax inc (Canadian)