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-   -   Insurance for S5 (https://www.audiworld.com/forums/audi-a5-s5-rs5-coupe-cabrio-b8-125/insurance-s5-2835118/)

Fithian 10-07-2012 04:01 AM

Insurance for S5
 
My insurance bill just came for the 2013 S5. 100/300k lib, coll 500 ded, acv comp, multi-car disc and homeowner disc.

About $1000 a year in Eastern PA. Seem about right? Or do I need to look for another insurance company?

No accidents since 1957.

mmukalian 10-07-2012 04:07 AM

I live in the Philly burbs and I'm not too far below that amount, so seems good to me.

lmariorod 10-07-2012 04:59 AM

Seems in line...You can reduce it by taking an online Defensive driving course. It's simple and they mail you a certificate that your insurer honors for 10% off for three years. Use Google and the course is discounted...say $25 to $40.

Also consider an Umbrella policy, it gave us a multi policy discount in addition to the multi-car. Extra coverage and very resonable.

doobs41378 10-07-2012 07:50 AM


Originally Posted by lmariorod (Post 24356376)
Seems in line...You can reduce it by taking an online Defensive driving course. It's simple and they mail you a certificate that your insurer honors for 10% off for three years. Use Google and the course is discounted...say $25 to $40.

Also consider an Umbrella policy, it gave us a multi policy discount in addition to the multi-car. Extra coverage and very resonable.

Every state and company is different, so check with your carrier prior to taking that course as it may be for not.

lmariorod 10-07-2012 08:23 AM

If your insurance company does not discount for DDC, then you really need to look to change. This course is a win/win for both the ins. co and individual taking it. Any reputable (Ameriprise, USAA & The Hartford) ins. co will encourage and discount its use.

ayap 10-07-2012 03:45 PM

I pay $1074 per year for both my S5 and A6 Avant (2 cars).
So, I think around $674 for my S5 and $400 for A6.

I use to pay $900 per year from both my BMW 3 series and A6 Avant.
Then, when I got the S5, insurance jumped from $900 to $1047.

ErnesTT 10-08-2012 06:02 PM

I just bought an A5
 

Originally Posted by ayap (Post 24356532)
I pay $1074 per year for both my S5 and A6 Avant (2 cars).
So, I think around $674 for my S5 and $400 for A6.

I use to pay $900 per year from both my BMW 3 series and A6 Avant.
Then, when I got the S5, insurance jumped from $900 to $1047.

Earlier this month, and my insurance jumped up to more than $1000 year.

Looks like I have to update my sig now.

DickDastardly 11-14-2012 12:25 AM

Man try owning an S5 at 22.

$300 a month - $3600 a year.

100K/300K Body liability, $100K liability, 250 comp. deductible.

Screw the young guys with a clean record right?!

wreck111 11-14-2012 05:48 AM

I live in Md, Eastern Shore. I pay $711 with a million umbrella and $250 deducible. Multi car discount Our other car is a 2013 Outback Subaru for $610.00 a year. No tickets acci$&^ts ever. I didn't want to spell the A word. Bad luck.
Erie Insurance.
FYI they only take the cream of the crop with both credit and driving records.

lmariorod 11-14-2012 08:49 AM

That's the price you have to pay for driving this beast at such a young age.

Pretty sure you haven't established a lengthy credit history either which helps if you have a 740+ FICO or similar insurance score.

Don't even get a speeding ticket, best to invest in a V1 or Passport 9500ix. If it saves you just once, it'll more than pay for itself.


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