Extended Warranty - Is it worth it?
 

I haven't bought anything yet but Troy at FD-Warranty provided me these quotes a few months ago for 2018 models. Both plans are good at all US Audi dealers:

Audi Pure Protection, Platinum w/ $100 deductible:
5 yr / 100K - $2865.00
6 yr / 120K - $3835.00
7 yr / 70K - $2575.00
7 yr / 100K - $3750.00
7 yr / 120K - $4070.00
8 yr / 80K - $3040.00
8 yr / 100K - $4070.00
8 yr / 120K - $4390.00
10 yr / 100K - $4145.00
10 yr / 120K - $4610.00

Fidelity Platinum w/ $100 deductible:
5 yr / 100K - $2341.00
6 yr / 120K - $3270.00
7 yr / 70K - $2227.00
7 yr / 100K - $3203.00
7 yr / 120K - $3492.00
8 yr / 80K - $2548.00
8 yr / 100K - $3477.00
8 yr / 120K - $3751.00
10 yr / 100K - $3542.00
10 yr / 120K – n/a

I Purchased the 7 year/100,000 mile warranty
ive had the car for 6 months.
if i wanted to cancel that warranty and stick with the original 4 year/48,000 mile warranty

how would i go about that?

Call the extended warranty company to cancel. However, you will not get a large portions of your initial purchase back. Trust me, you are gonna be unhappy with the refunded amount they tell you.....

I forgot to mention, all plans had a $0 deductible.

I may be wrong, but doesn't the extended warranty start after the 4 year manufacturer's warranty ends? So the 7/100,000 is really 3/100,000?

I got a 80,000k / 8 year which ever comes first with $250 deductable for about $2,000. They quoted much higher initially and I said no.

For me, it's not so much rth mechanical stuff but the electronics...I don't even want to know what it would cost if the screen on virtual cockpit went out etc...

Plan to keep car for a long time and already out 17,000 miles in year one. Also, up to now I've only had Honda / Lexus and was worried about my first German car.

Get the warranty. Peace of mind.
 

I just added myself a calendar reminder to revisit this topic 3 1/2 years from now.

Yep, but 7/100k appears to be more impressive.

The salesman stated that the price will be higher as time goes on. He didn't say by how much, and I'm sure it was a sales tactic...

I work for a third party extended warranty company, whose name I will not mention. 😊
Here are some things to remember:
Car dealers have a well earned reputation for being opportunistic weasels. The warranty companies often get unfairly painted with the same brush. Generally, we are highly regulated and try hard not be be grouped in. The problems mostly lie with the car dealers grossly over-selling the warranties. Read your contract and know what you're buying before you agree to it. THERE IS NO SUCH THING AS A BUMPER TO BUMPER WARRANTY. Not even the manufacturers have a bumper to bumper.

​Know what you're buying and you'll be happy with your warranty.

This may differ by state, but in California this is an easy process that can be done at any time - but the refund will be pro-rated if you're in the extended warranty period. I've done this multiple times in the last twenty years as I change cars quickly, but typically buy extended warranties at POS from the dealer because I repeatedly delude myself that this time "I'll be keeping this car for awhile !". Simply go back to the selling dealer; ask to speak to an A&F person and fill out the requisite paperwork. Bring your original documents with you (you'll need the title transfer at least). You'll typically receive a refund check - from the dealer's account not the manufacturer within 2-3 months - depending on the dealer.

I believe the warranties quoted begin after Audi's warranty expires, so in reality these are 4 year/30K and 6 year/50K warranties. As mentioned by others, read the fine print closely, especially exclusions (maintenance items are rarely covered) and deductibles.
I scuffed a rim this summer and the repair cost was $100. Unless you really hit something hard a rim won't crack or break. If it does your insurance will probably cover it as you've done much more than damage a rim (think body shop repairs).
I would self-insure - save $100 a month for the 48 months your Audi is under warranty. By then you've got $4,800 to fund any issues outside the warranty and if you don't use it you don't lose it!

Here is the link; FD-Warranty

I am not sure how Fidelity is now, but about 10 years ago when I was looking for a cheap warranty, Fidelity got mixed review, Some say the claim process is slow and other complains about warranty claim denial. These are the usual complaints one find with most aftermarket warranties.

I was wondering the same thing as I'm planning on purchasing one. This article is pretty much how it's always been I think:
https://www.consumerreports.org/exte...ensive-gamble/

You get piece of mind with a warranty, on the other hand the price is what it is because it's rigged so the house always wins on average, and it turns out most people lose by buying the warranty. So I guess if you're a gambler go with the warranty, if not you save the money just in case. Which is kind of the opposite of how you'd think a gambler would think. :)

Fidelity IS the administrator for the official Audi extended warranties. This was something new for me, my previous experience with other makes was that they administer their own extended warranties. What Troy sells over at FD-Warranty is the same you get when you walk in to the dealership. There is no Audi extended warranty that doesn't involve Fidelity as far as I know.

Yes, and I think that means there is no "true" extended Audi factory warranty.

Audi warranty used to be administered by fidelity, it is now administered by someone else. I had no issues with Fidelity paying for repairs with my previous Audi. The benefit of the Fidelity warranty is that you can purchase with up to 10K miles on the odometer, and the term is from when you buy the warranty, not when you bought the car. So for example if you bought your car Jan 1, 2018 and you now have 9999 miles and you buy a 7 year/100K miles you would have coverage until Jan 12. 2026 and 109999 miles. Anyone who wants an extended warranty should call Troy at FD warranty, his prices are great and he will explain the differences (he sells both Audi and Fidelity)

According to what Troy told me a few weeks ago the Audi warranty is now administered by sure guard or safe guard or something like that. Fidelity is still available, but not Audi branded. The term for the Audi branded one now starts with the original purchase date of the vehicle and 0 on the odometer. You may have less denials with an Audi branded warranty because while it is administered by a third party the obligor (party that actually pays claims) is still VW/Audi or some entity owned by it.

Yeah I think Audi changed administrators recently - but the point still remains that the official Audi extended warranty still involves a third party. I may have been mistaken in my earlier post about which one is the current third party.

FD Warranty sells both the Audi branded and Fidelity. Email them for quotes, they respond very quickly,


A third party is the administrator of the policy, but VW/Audi pays the claims. It is possible you have more pull with VW/Audi when it comes to questionable claims denials. If your car is tuned, aftermarket warranty may be better because they do not have the ability to check for tunes that VW/Audi could in the case of a very expensive engine or transmission repair.

Similar question
 

I recently purchased a 2020 Audi Q3. Of course I wasn’t prepared for the financier guys office so he talked me into three different warranty plans. I have 30 days to cancel.

I am seeing some similar quotes and some are cheaper. Is it worth to extend warranty when purchasing or just cross that bridge when the new buyer warranty wears off.

Automatic 4 years / 50,000 miles

1. Extended warranty offered - 10 years / 100,000 miles for $4450
2. Tire & Wheels - 7 years for $1934
3. Audi Care Plus - typical service plans for vehicle for the first 5 visits (every 10,000 mile service appt. - for $799

Thoughts?? I need some Audi expert advice!

You can always buy the extended warranties, after the fact, before the factory warranty expires (I did).

FWIW I have a MY14 Q5, with 79k miles, and just had a CEL light come on. Dealer indicated it’s a stretched timing chain, that needs replacement along with the tensioner. They also saw the head gasket was leaking. All told about $4,500 in repairs, but will cost me $250 plus 30min in labor, due to the warranty I have (Fidelity Platinum). It paid for itself and expires in May or at 83k...time to renew it, since I want to keep it for another year or two. Just depends on your risk tolerance and what you want to do.

While you can buy an extended warranty at any time, the younger/fewer miles your car has on it significantly affects the price of the extended warranty. If you are going to get the warranty anyways you will save money by purchasing it now. The tire and wheel warranty seems excessively expensive since your vehicle doesn't have "super-expensive" rims/tires like some cars do, and that could be covered by an insurance claim potentially. The extended warranty does make sense, but I think you can buy the same warrant for less money/discount that what was offered to you here. While I know it is a different brand I just bough a 10/125,000 extended warranty on my mom's new S60 for $2608. I'd do some homework and check on the cost, cause it looks like it was dramatically marked up for profit.

Semi off-topic, but how often did you change the oil on that car? I had hoped that the 2.0T's problems with stretched timing chains had been solved, but apparently not.