Maybe dumb question - Is there such a thing as too much down payment?
Senior Member
Joined: Mar 2000
Posts: 7,469
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As long as you have gap insurance
you should try and put as little down on a lease as possible. That's money you'll never see back, unless you can somehow structure it as a refundable security deposit instead of cap cost reduction (a/k/a down payment).
Great photochop saakey, BTW.
Great photochop saakey, BTW.
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AudiWorld Super User
Joined: Jun 2003
Posts: 4,063
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From: Bay Ridge, NY
I disagree - you can put down as much as you want on a lease too....
whatever it takes to get the monthly payment that you want to carry - the issue is what happens to the sales tax and other items - that is easily covered with a window etch policy that in turn reduces your insurance and also acts as an cash-based insurance policy - if the car is stolen - you get the policy coverage (ie. $5k policy, $10k policy)
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