Insurance question PT 2>
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AudiWorld Super User
Joined: Jul 2004
Posts: 3,402
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From: USA
Insurance question PT 2>
About a week ago I posted about my HIGH jacked up rates b/c of my accident (blow out into a guard rail totaled the B5 A4)
I did some online quotes (and put 1 accident) and everything came back cheaper than what I'm going to pay (came back A LOT cheaper if i said NO accidents)
Then I called my insurance... They said because it was a blowout, no police report was written, and I did no damage to any other cars or property that its NOT on my policy as an 'at fault accident' its only a 'claim paid out'
Does this mean I dont have anything on my record? When I quote online and it says 'at fault accidents in the last 5 years' should I put 0?
I did some online quotes (and put 1 accident) and everything came back cheaper than what I'm going to pay (came back A LOT cheaper if i said NO accidents)
Then I called my insurance... They said because it was a blowout, no police report was written, and I did no damage to any other cars or property that its NOT on my policy as an 'at fault accident' its only a 'claim paid out'
Does this mean I dont have anything on my record? When I quote online and it says 'at fault accidents in the last 5 years' should I put 0?
AudiWorld Super User
Joined: Jul 2000
Posts: 6,492
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yes, put '0' and when you decide which company is cheapest for the same
coverage. When you fill out their form, they are going to ask for drivers license number to check your claim of zero. I believe they are looking for subrogation claims or claims against a third party through your insurance. Since no party sued your insurance for damages it should be zero claims.
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