bbbobbb

This one is more complete and includes your friend, multiple MSD's:

https://leasehackr.com/calculator/

For MF, Residuals, etc., the only place I have found these is here in the Edmunds forum:

https://forums.edmunds.com/discussions/tagged/audi/audi


Unlike the BMW forums we don't have a good dealer contact that posts these every month when they change. After all these are set by AFS and should not be hidden as they are the main part of the lease equation. Knowledge is power, don't let the dealer mark up the base rate. :-)

salvadorsantana

That MF is...ouch!

bt7676

If I have good credit (above 720) what should a target be for the MF during the lease deal?

salvadorsantana

Hard to tell at this moment. The only reference that I have is the one posted above of 0.00189. That MF looks like the TT which is horrible to lease because of that.

acturater

MF is usually locked in. It seems like the figure above by Hyperspeed is what it should be.

On a separate note, I've never seen Audi's residual anywhere close to 61% in the past aside from their SUVs (and the TT, of all vehicles). That's a great residual rate, hope it stays up there for a year or two when I'll be in the market!

SYMAWD

A money factor doesn't get lower with good credit. It only gets higher with worse credit.

Audphile

So what happens when you want to turn in a car before the 36 month lease is up? I'm sure it depends how much time is left on the lease. What else may affect how much it will cost to end the lease early?

salvadorsantana

To end the lease early you need to calculate 2 things:

1. Residual amount

+

2. Total of remaining payments (without tax if applicable).

The sum of those two amounts is your total pay off. Thats when depreciation comes to play. There is always a higher chance to be left with negative equity than to brake even or be positive but it is possible if the car have not depreciated a lot.

My experience with Audi models (A3,A4) under regular circumstances is that you are left with negative equity just after signing the lease agreement about $5K. So if you get bored 2 months after leasing the car you will be upside down in these models.

Audphile

Thanks for the info! It all makes sense.

Audphile

So I asked my dealer what the MF for the S5 sportback would be. He told me they don't have one yet but for a S5 Prestige Coupe it is 0.00334 which translate to 8.016% APR, YIKES! That's for 36 months, 15K miles/yr, with an excellent credit score. I assume it was thru AFS (Audi Financial Service).

Anyone have a real MF for a S5 sportback?