Audi Loan Rates
#11
AudiWorld Member
I've heard various stories depending on region and dealer and seems there is little consistency and these rates are not openly advertised. I bought a 2017 Q7 Prestige a month ago and was quoted 3.9% if I wanted the $1,000 Audi Loyalty and 2.9% if I didn't take the loyalty. Of course, the dealership would not specify this until I was sitting in the office with the finance manager. I ended up taking $500 Audi Loyalty by going with the dealer's bank financing at 2.84% and just refinanced with Lightstream at 2.14% before even making my first payment on the bank loan. I got Lightstream to do a "rate beat" over Alliance Credit Union 2.24%.
I'm excited about Lighstream because not only is the rate great, but it's unsecured, so I hold title. Brilliant product for top-credit and those with supportable income that fits their underwriting criteria.
I'm excited about Lighstream because not only is the rate great, but it's unsecured, so I hold title. Brilliant product for top-credit and those with supportable income that fits their underwriting criteria.
#12
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Join Date: Aug 2014
Location: SF East Bay
Posts: 338
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I've heard various stories depending on region and dealer and seems there is little consistency and these rates are not openly advertised. I bought a 2017 Q7 Prestige a month ago and was quoted 3.9% if I wanted the $1,000 Audi Loyalty and 2.9% if I didn't take the loyalty. Of course, the dealership would not specify this until I was sitting in the office with the finance manager. I ended up taking $500 Audi Loyalty by going with the dealer's bank financing at 2.84% and just refinanced with Lightstream at 2.14% before even making my first payment on the bank loan. I got Lightstream to do a "rate beat" over Alliance Credit Union 2.24%.
I'm excited about Lighstream because not only is the rate great, but it's unsecured, so I hold title. Brilliant product for top-credit and those with supportable income that fits their underwriting criteria.
I'm excited about Lighstream because not only is the rate great, but it's unsecured, so I hold title. Brilliant product for top-credit and those with supportable income that fits their underwriting criteria.
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