Having a problem
The bank will give me a certificate after the loan has been paid off in full on the car. They don't get the car title.
Pro-Tip: use a *descriptive* subject line in your posts to get more and more helpful responses... "Having a problem" sounds like you need Viagra or something. "No title after more than a month???" would be much better....
NY and bought my car 2 months ago and still have no title. I was able to look up the status of the title online and it has not yet been processed. The car was bought and owned in Conn. so this may account for the delay I assume in most states the title is yours and the bank that holds the loan has a lien against that title (similar to mortgage on home). Once the loan is paid the lien is released.
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Also I called the bank today and they told me that the dealership had sent them a copy of the title or something, and said that the previous owner lost the title to the car so the dealership had to file a lost title claim and they said I should have it in a week or two. But I still cannot register my car without the car title. It has been over 30 days.
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