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STATE FARM insurance + aftermarket parts (chip, exhaust) + accident -> did they cover the parts?

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Old 07-18-2003, 04:27 PM
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Default STATE FARM insurance + aftermarket parts (chip, exhaust) + accident -> did they cover the parts?

my car was totaled and state farm doesn't want to pay for them. anyone else had state farm and gotten them to pay? i know some companies do and some dont...

thanks!!!!
Old 07-18-2003, 04:29 PM
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how much do you have in mods?
Old 07-18-2003, 04:32 PM
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Default 1k exhaust, $600 chip (both apr, b6 platform) and a few other smaller things

they gave only 100 for my lojack...
Old 07-18-2003, 04:37 PM
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Default well your mod total is relatively small so far as $$$ is concerned...

You have a case, but how strong is it? There was a guy that had his car stolen and he got about 3/4 of his mod cash back. But then agian he had about 12k in his ride. Mods are tough to get $$$ out of as you are finding out. See if they will give you a percentage of the cost, hell 50% or 75% is better than nothing right?

Was the accident your fault?
Old 07-18-2003, 04:39 PM
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Default with any ins co you have to be persistent with them...

at best expect 40%-60% recoup of mods w/receipts.
Old 07-18-2003, 05:32 PM
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Default I was told as long as I had proof of purchase and proof that they're on my car that I'd be OK..

Never had to make a claim though...*knock on wood*
Old 07-18-2003, 05:55 PM
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I was told the same thing.
Old 07-18-2003, 08:51 PM
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Me three.... and they did, too.
Old 07-21-2003, 06:25 AM
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Default I spoke with my SF agent about it a couple months ago.

I got my A4 for $5K under blue book. I told them I put about $2K into it. They told me to submit receipts for the upgrades and they'd cover them, but only because I got it under blue book. I pay no extra in premiums. If I had to guess, I don't think an insurance company would cover it unless they knew they were insuring it before the accident. That said, I don't know much about insurance.
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