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car insurance

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Old 08-09-2012, 09:20 AM
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Originally Posted by a5sport
Maybe not now...but I had several really bad vandalism claims many years ago on cars I owned outright (no finance or lease), talking 20+, with both GEICO & Allstate, and both companies refused to allow the body shops to use even repro-parts. They insisted that only used parts from a junk yard be used. The shops tried to fight them...but with no luck.

In each case, as soon as the car was fixed, I dropped them like a bad habit, and went with another insurer.

Needless to say...I will never...ever...do business with either one again.
That hasn't been my experience with Allstate. Did your policy cover lifetime repair/warranty on their repairs?
Old 08-09-2012, 09:33 AM
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Originally Posted by ports
That hasn't been my experience with Allstate. Did your policy cover lifetime repair/warranty on their repairs?
Have no idea...way too long ago to remember. The body shops did the best they could do with what they were given to work with.

I had no desire to pay either company any more money, after having been with both for over 15 years each, and never having any prior claims.
Old 08-09-2012, 09:59 AM
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Geico still uses aftermarket parts, not sure about Allstate. You just have to do your due diligence when shopping for a car insurance. There are carriers like GMAC that actually advertise that they only use OEM parts. Like I said before, nothing is for free.
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