iflywoe

[QUOTE=NJRoadFan;23843344]Not always.... I somehow only pay $94/mo for the A4 and its far from bare bones coverage. Chump change considering I have an at-fault accident on my record. It also helps that the A4 is dirt cheap to insure compared to other new cars.

QUOTE]

vw, audi , bmw and mini vans are cheap on insurance when compare to a honda or acura

bakin1

I was a bit surprised with my insurance premium, I was expecting more. I think I pay $1400 a year. I was paying a little less for my 98 tacoma(4x4).

Macallan21

I think my premium is $1000/annually on a 2009 A4.

Check out AAA Motorclub (www.aaa.com insurance) in your area. We have 2 policies with them home owners, and our auto policies. They give you something like a 2%/yr discount if you sign up for their AAA auto club (flat tire/tow service etc) ... and the 2% discount is just enough to pay the yearly fee on the auto club.

Also look into Renters Insurance. If it's affordable, it may be a good idea to insure your stuff where ever you live.. since your building insurance won't cover your stuff if the building burns down.

hankoman

Thanks everyone for your answers. I live in Illinois, and think appr 1400 $ / year is where I will end up (some have quoted over 2000 $ / year).I didn't think about the after 6 months discount, so I'll be asking for that. Thanks again to all of you.

JasonR-NYC

As others have said, shop around - your numbers don't sound unreasonable, but a savings might be had with some research.

One thing you can do to lower your rate is take a "safe driver" course. Check with an insurance rep or two to ensure that they recognize this and discount it. Mine gave me about 12% off the comprehensive portion which isn't too bad. Here's the course I took online - only takes a few hours at most: http://www.nscddconline.com/ (no relation - just a happy enough customer).

- Jason

tulip_sniper

I called progressive the other day to get a quote, in order to compare the difference in cost between my current 2004 Acura TSX and a 2010 A4 2.0T Quattro... I currently pay $123/mo. The rate with the A4 would be $129.

coolnesh

With $1400/yr.... you are not over paying... you seem to be right in the ball park... so go ahead and pull the trigger thats a fair rate.
If it gets any lower thats a bonus.