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Dealer is selling Tire/Rim insurance. Is it illegal to sell in NY?

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Old 04-13-2005, 09:17 AM
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Default Dealer is selling Tire/Rim insurance. Is it illegal to sell in NY?

A Sales person from another dealer told me that it is illegal to sell this in NY state. It cost a few hundred dollars and according to the dealer I may get my car from it covers wheels and tires from ANY road hazard damage. I opt for the 18" rims and figured i can use this in NY. Is it illegal to sell in NY? Thanks all.
Old 04-13-2005, 09:54 AM
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I bought in VA and it is good, already had to have a nail plugged and they paid.
Old 04-13-2005, 11:24 AM
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Default It might be...

but I have no clue about all the legal stuff in this rulling.<ul><li><a href="http://www.ins.state.ny.us/rg030716.htm">http://www.ins.state.ny.us/rg030716.htm</a</li></ul>
Old 04-13-2005, 01:37 PM
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Default When I picked up my new S-Line they tried to sell me a $550 policy that covered excess wear and tear

It covered wheels, tires, excess mileage up to 1,000 miles and body damage not covered by insurance. What do you guys think?
Old 04-13-2005, 03:32 PM
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Default Re: When I picked up my new S-Line they tried to sell me a $550 policy that covered excess wear and

I bought it for the A6. It cost $495 for 36-month lease with zero deductible. However, excess mileage up to 1000 miles would be charged 5 cents per mile, which would bring the total cost to $545. Also bought the road hazard tire coverage for $299. With 17-inch wheels and NY potholes it will pay for itself with the first pothole encounter.

Tom
Old 04-13-2005, 05:48 PM
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Default Where do you claim? The dealer or private insurance?

If its illegal to sell it in NY then is it voided?
Old 04-13-2005, 05:59 PM
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Default Re: When I picked up my new S-Line they tried to sell me a $550 policy that covered excess wear and

Please give more details. What is excessive wear? Does it cover dings? Can you purchase only wheel and tire insurance?

TIA
Old 04-13-2005, 06:14 PM
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Default re: is it illegal to sell it in NY? yes, here's link

<ul><li><a href="http://www.ins.state.ny.us/rg040713.htm">http://www.ins.state.ny.us/rg040713.htm</a</li></ul>
Old 04-13-2005, 07:15 PM
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Default Re: When I picked up my new S-Line they tried to sell me a $550 policy that covered excess wear and

The tire and wheel insurance was a separate one. I could order it without the other. Since I bought my car in CT I figure they would honor it in CT.

The excess-wear insurance covers up to $2500 for whatever I would be charged for excess wear. It would not cover damage that a standard auto insurance would cover unless such damage would cost less than $500 to repair.
Old 04-13-2005, 07:21 PM
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Default Re: Where do you claim? The dealer or private insurance?

For New York residents the wheel road hazard coverage is insured by American Bankers Insurance Company of Florida. I figure this is done to conform to NYS regulations.


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