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Financing question...

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Old 05-16-2011, 09:01 AM
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USAA was my first stop too, and they offered me 3.49% on a 60 month loan.

After a few days, dealer just came back to me with Audi Financial offering the 2.9% rate other people in this thread were getting (also 60 months). This is on a 2011 Q5.

What have been people's experiences with Audi Financial? Good customer service? No "catches" (fees, prepayment penalties, etc.)?

We have excellent credit (799 Fico).
Old 05-16-2011, 11:47 AM
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I graduated from college last year and my dealer told me they had a post-grad car loan program. Got 3.9%, 48 Months, $3900 down, payments of $1000/month. '11 White S5 coupe gets delivered memorial day weekend!
Old 05-16-2011, 12:49 PM
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Originally Posted by alexbrock57
I graduated from college last year and my dealer told me they had a post-grad car loan program. Got 3.9%, 48 Months, $3900 down, payments of $1000/month. '11 White S5 coupe gets delivered memorial day weekend!
Did you get a job straight out of school @ Goldman Sachs or something?
Old 05-16-2011, 06:13 PM
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Originally Posted by alexbrock57
I graduated from college last year and my dealer told me they had a post-grad car loan program. Got 3.9%, 48 Months, $3900 down, payments of $1000/month. '11 White S5 coupe gets delivered memorial day weekend!
i did a little math and it comes to about $52k for your S5. i thought a S5 starts at about $55k. assuming you got the base model and after taxes it should add up to about $60k. am i missing something here?
Old 05-17-2011, 07:58 AM
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Originally Posted by bobbyvu
i did a little math and it comes to about $52k for your S5. i thought a S5 starts at about $55k. assuming you got the base model and after taxes it should add up to about $60k. am i missing something here?
Sale $:56,675 + 3,900 (Tax & Fees) = $60,500
-$3,900 Dwn Pmnt
-$12,500 (2006 Ford Mustang GT Trade-In)
=$44,100 + $3,694 (Finance Charge)
=$47,794 (Total Financed)
/48 months = $995.70/month

IMO, I think I should be getting a little more than 12,500 on a 2006 Fd Mustang Gt 28,250 Miles good condition, but I think I might just take it and move on.
Old 05-17-2011, 09:20 AM
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I got 2.9% for 60 months through Audi for my A5 on order.
Old 05-17-2011, 02:43 PM
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Originally Posted by alexbrock57
Sale $:56,675 + 3,900 (Tax & Fees) = $60,500
-$3,900 Dwn Pmnt
-$12,500 (2006 Ford Mustang GT Trade-In)
=$44,100 + $3,694 (Finance Charge)
=$47,794 (Total Financed)
/48 months = $995.70/month

IMO, I think I should be getting a little more than 12,500 on a 2006 Fd Mustang Gt 28,250 Miles good condition, but I think I might just take it and move on.
got it. u didnt mention your trade in. i thought u got a great deal there.
Old 05-17-2011, 05:44 PM
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Originally Posted by Reisen
After a few days, dealer just came back to me with Audi Financial offering the 2.9% rate other people in this thread were getting (also 60 months). This is on a 2011 Q5.

What have been people's experiences with Audi Financial? Good customer service? No "catches" (fees, prepayment penalties, etc.)?

We have excellent credit (799 Fico).
No problems/catches with AFS. Dealer did all the paperwork (no surprises @ closing) and have not had any reason to deal with AFS customer service - everything you need to know about your account can be found on the AFS website.
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