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I know that this is the age old question...lease or buy?

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Old 08-07-2008, 05:10 PM
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Default I know that this is the age old question...lease or buy?

Based on all the info posted today..09 RV's + money factors, here lies the question.

09 A5 S-Line MSRP 53,790

36mo-15K lease... residual 28K whats this car really going to be worth at the end of this lease?
Old 08-07-2008, 09:15 PM
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Default That is indeed a gamble, and nobody has the correct answer. A lot depends on what you plan to do.

If you do not normally keep a car beyond 36/48 months, then a lease makes some sort of sense. Especially if you can write it off as a business expense.

If you plan to own longer than that, then a lease may not suit - especially given the less than favourable rates. People who buy out a lease, end up paying tax after interest during the lease, and then tax on the remaining. Meanwhile, the car has no warranty. That means you had better be comfortable with self insuring against future repairs.<ul><li><a href="http://www.leaseguide.com/leasevsbuy.htm">try this on for size</a></li></ul>
Old 08-07-2008, 10:57 PM
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Default What if

my question is im thinking about leasing my incoming A5 but i want to have the freedom to play around with it since i didnt get S line im planning on getting some after market 19 in. wheels and most likely getting an exhaust system but is this really possible wit a leased A5 ?
Old 08-08-2008, 06:28 AM
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Default Just don't do anything that can't be undone and you'll be fine...

Your safest bet is to hold on to your stock parts and revert the car back to stock when you turn it in. You can also recover some of the money spent on your aftermarket parts by selling them on the used market at that point.

That being said, small things like wheels, tint, etc usually don't cause a fuss at lease turn-in time.

Shaun
Old 08-08-2008, 06:54 AM
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Default Yup, if you can't remove it/make it stock without damage to the car, don't do it.

If front tint is illegal, be advised that some leasing company guidelines will have you remove it, or they will charge for the labour to do so. Wheels must be undamaged (not curbed) and in some cases must be stock - depends on the leasing company.
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