Audi Financial Services Rates
06-18-2018, 01:12 PM
#23
AudiWorld Senior Member
Thread Starter
06-19-2018, 09:53 AM
#24
AudiWorld Super User
and by not going through Audi, you give up $1000 bonus on a Q7 if you have loyalty. It would take a massive interest rate difference to offset that discount. Food for thought
This is why everyone claim X discount off the car, becomes an exercise (largely) in futility. There are so many variables involved, and nearly no one ever quotes their whole deal.
This is why everyone claim X discount off the car, becomes an exercise (largely) in futility. There are so many variables involved, and nearly no one ever quotes their whole deal.
06-19-2018, 09:56 AM
#25
AudiWorld Member
I financed it through Audi Financial to get the $1,000 credit at point of purchase. Within 30 days, I refinanced over to my credit union for a lower rate.
06-19-2018, 10:10 AM
#26
AudiWorld Senior Member
Thread Starter
06-19-2018, 10:12 AM
#27
AudiWorld Senior Member
Thread Starter
and by not going through Audi, you give up $1000 bonus on a Q7 if you have loyalty. It would take a massive interest rate difference to offset that discount. Food for thought
This is why everyone claim X discount off the car, becomes an exercise (largely) in futility. There are so many variables involved, and nearly no one ever quotes their whole deal.
This is why everyone claim X discount off the car, becomes an exercise (largely) in futility. There are so many variables involved, and nearly no one ever quotes their whole deal.
06-19-2018, 10:23 AM
#28
AudiWorld Super User
yes, but that is a 2% difference, which a dealer is not permitted to do when using AFS. It would take a rate jump of around 1.6 ish % to equate to the $1000 over the 60 month term at a $65k loan amount (give or take - I am including my state sales tax in the mix too)
06-19-2018, 10:28 AM
#29
AudiWorld Senior Member
Thread Starter
I really don't know where you are getting your numbers from. 1.6% difference over 60 months on a $65,000 loan is $2,678
I was referring to 2% because if i knew dealer was going to do my loan at 5% ahead of time i would've got a 3% loan at a credit union.
06-23-2018, 09:11 AM
#30
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I took delivery of my ordered to spec prestige 2017 q7 on 5/5/16, had CPO purchase (which at 6% off MSR was an awesome deal at launch) and 1.5%financing from credit union. Gave them the done finance package and said, happy to have you guys do it if you can even get close. They could not.
My dealer lives about 4 houses away, great guy, lent me his A8 one Sunday morning after an issue with my car. So, I responded when he asked if I'd consider trading on a new q7.
I assumed they needed to move some vehicles, so told him I'd have a look, but I wouldn't go substantially backwards on my current terms. Turns out ventilated seats are now only available in luxury package? Can't add 21" with the driver assist package? My wood option no longer available. I was open to seeing the offer, but told him not to bother. No way it would make sense.
Kind of seems like the car to get would be a gently used 2016 model. If tariffs hit, they're going to be worth a fair bit more considering options changes and higher new prices (assuming EU tariffs).
My dealer lives about 4 houses away, great guy, lent me his A8 one Sunday morning after an issue with my car. So, I responded when he asked if I'd consider trading on a new q7.
I assumed they needed to move some vehicles, so told him I'd have a look, but I wouldn't go substantially backwards on my current terms. Turns out ventilated seats are now only available in luxury package? Can't add 21" with the driver assist package? My wood option no longer available. I was open to seeing the offer, but told him not to bother. No way it would make sense.
Kind of seems like the car to get would be a gently used 2016 model. If tariffs hit, they're going to be worth a fair bit more considering options changes and higher new prices (assuming EU tariffs).