EricNCSU1204

I searched the forums and could not come up with anything recent pertaining to this topic.

We take delivery of our Q7 prestige in the next few weeks and I am looking for the bank/credit union, etc. with the best auto loan rate.

Right now USAA is the front runner for us with 2.25%.

Looking for a 60 month term.

We are top tier with 800+ scores, putting over 50% down, plenty of disposable income and very low D/I.

SYMAWD

Ask your dealer what the best rate they can get you is (assuming they use banks other than Audi).

JDS680

We had a similar situation when we bought our Q7 in November. Almost went with USAA, then, like SYMAWD said, we mentioned our 2.25 rate to our dealer and they were able to find a better rate 1.98 with Bank of America. Good luck & Enjoy!

adamvincent617

Lightstream (SunTrust) will beat any offered rates by 10 basis points, and for that credit profile will offered an unsecured loan...

crownroyal

I don't know if it will help you in this case but if you do the loan and they can find it using truecar through their website you can take .5% off the interest rate.

EricNCSU1204

Are you referring to their car buying? If so it won't work in this situation as we ordered our q7 back in October through a friends and family deal, but I do appreciate the suggestion.

EricNCSU1204

thanks! I will talk to them.

PeteDin206

There is a $3k takata airbag recall credit out here right now if you have a car you are trading in. I'm wondering if I can take advantage of that with other financing options (USAA in particular).

SYMAWD

You can.

PeteDin206

Awesome thanks. Hopefully the loyalty credits start popping up on Q7s as well. That will be the only way I consider AFS.