Lesser of two evil? Leasing vs buying then selling
#21
When I leased my new s4 in December I was comparing it to a 335xdrive and I found that while the BMW resid was higher the Audi money factor was lower. It didn't completely balance the payments for similarly priced cars but it closed the gap somewhat. It also means if I am in the black at lease end buying is a somewhat smarter choice as I paid less interest on my "rent" payments. I am unlikely to do this tho because I will want a new car.
#22
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a similarly equip 335 xdrive sedan is going to be cheaper msrp. I feel the bmw 335 xdrive is a quarter step down on the audi which has driving dynamics more inline with the 335is coupe but not to the M3 level. it kinda slots in between, but closer to the 335 than to the M3. another thing that will drive the bmw lease price down a bit is the BMW model lineup is in flux right now with the new 2013 3series starting to hit dealerships so a 2012 likely will have some better factory support. the 2013 audi seems to be late summer/fall. if you do enough googling you can find a website that has the current base money factor and resid rates for the s4 and bmw 335. if you know the base rates the only thing you negotiate is the selling price of the car. one other number you will need from the dealer is the bank fee associated with starting up a lease. i think audifs was around 700 bucks. plug all that into excel and u can play with down payment etc and you should come within a few bucks of the actual payment.
(sorry for the punctuation, typing with one hand, other is in a splint)
(sorry for the punctuation, typing with one hand, other is in a splint)
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