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Lower my rate by adding the paint sealant... SCAM?

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Old 03-23-2005, 04:20 PM
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Default Lower my rate by adding the paint sealant... SCAM?

My dealer claimed to be able to lower my interest rate on my Premier Purchase if I went with 2 audi aftermarket products. The choices were gap insurance, paint sealant, and tire/wheel protection. So I'm told if I get 2 for a total of 600 they could drop my rate from 3.5 to 3. This made my payment a complete wash so at 1st I did not give it much thought.

BUT

Are they just holding out on me on rate in order to get me to agree. By doing this it will show a 600 dealer profit. So in short I should probably be getting the lower rate without these add-ons.

I'm probably going to call them out on it when I go in to sign tommorrow morning. Does anyone know if I could call Audi directly and ask them about this?

Thanks
Charles
Old 03-23-2005, 04:32 PM
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RKA
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Default They might not be financing this through AFS.

But yes, they trying to get you to buy stuff you don't need. So if they can get you 3% with the crap, they can get you 3% without the addt'l crap as well.
Old 03-23-2005, 04:50 PM
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Default 2nd..Sounds like BS...Ask who you are financing with..

It does matter
Old 03-23-2005, 05:27 PM
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Default SCAM!!. The Gap insurance is standard with an Audi lease. $12/mo extra on a Premier purchase

The gap insurance is worth it on the PP. DO NOT DO A PP WITHOUT GAP INSURANCE.If the car is totalled you could be out significant money. The 2 protection items are additional dealer profit for nothing.
Old 03-23-2005, 06:08 PM
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Default Re: 2nd..Sounds like BS...Ask who you are financing with..

Sorry, yes the financing is through Audi.

As for gap insurance, I carry that with my Allstate insurance.

Thanks
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